About Savings Circle
Savings Circle is a free app for the organizers of rotating savings groups: committees, tandas, susus, chamas, arisans, paluwagans and every other name for the same idea. It keeps the group’s record of who paid, whose turn is next and every payout. It never holds or moves money.
The organizer uses it on Android, iPhone, Apple Watch, or in the web app at app.savingscircle.app. Mac with Apple silicon runs the iPhone app. Members don’t need to install anything.
Who makes it
Savings Circle is made by FutureTech, a software company in Pakistan. In Pakistan, as in much of the world, families have run committees for generations, and many still keep them in a notebook. We built Savings Circle for the person who carries that notebook and the whole group’s trust.
What we believe
- We never touch your money. Members keep paying each other the way they trust. There is no wallet to hack and nothing for us to freeze.
- Records should settle arguments. Every payment, draw and payout is dated, and corrections are added as new entries instead of rewriting the old ones.
- Only the organizer needs the app. Members get reminders on WhatsApp, SMS or Telegram, with nothing to install.
- Your data is yours. Export or delete it at any time. We never sell it. See the privacy policy.
- Everyone’s language. This site and the web app are in 19 languages, the phone apps in 8, and each group keeps its own currency.
Guides
How the savings group you know works, and how to run it well.
- South Asia: committee, kameti, chit fund, bhishi, kitty party and samity
- Africa: susu, chama, ajo, adashe, equb, hagbad, stokvel, tontine, mukando and chilimba
- The Americas and the Caribbean: sou-sou, tanda, junta, lending circle and pardner
- Asia and the Pacific: arisan, paluwagan and hụi
- The Arab world: jam’iya
Contact
Email support@savingscircle.app. We read every message.